Category Roth IRA
Tax Brackets, Limits, and Phaseouts
[Just a heads-up — this is mostly a placeholder for now — we are going to add more detail, including historic numbers so trends and changes are more clear. And there are some changes which won’t make sense without more context, such as when the standard deduction increased enormously due to the 2017 TCJA, but […]
Roth == Time-Based Tax Arbitrage
“Arbitrage” is what we call it when one takes advantage of a difference in prices between two markets. Traditionally, it means buying a security in one market at a low price while simultaneously selling that same security in another market at a higher price — and pocketing the difference, taking advantage of that mismatch in […]
There is no such thing as a Back-door Roth IRA or a Back-Door Roth Conversion
There is, however, a technique which is referred to as a “Back-Door Roth Contribution“. There are Roth IRAs. And there are Roth conversions. But “back-door” is a two-step technique, not an account, and not just a conversion. And, no, this is not just picking nits. This is a very important distinction and if you try […]
Meyers Wealth Management 