Category Inflation
Real 10 year yields
From an article about adjusting assumptions for retirement withdrawal rates in a ‘yield-free’ world. http://www.advisorone.com/2012/06/27/retirement-in-a-yield-free-world?t=the-retiree The author makes some important points about the rule-of-thumb that so many use for planning the level of withdrawals that’s “safe” from a given portfolio (or flipping it around, the level of savings that will be necessary to […]
Zvi Bodie, TIPs, Zero-Cost Collars and Equity Risks
Major piece in today’s Wall Street Journal, “Why Stocks are Riskier Than You Think” by Zvi Bodie and Rachelle Taqqu http://online.wsj.com/article/SB10001424052970204795304577221052377253224.html?mod=googlenews_wsj (Of course, Bodie and Taqqu are also hoping that this article will lead a lot of people to buy their recent book, “Risk Less and Prosper”. Bodie and Taqqu’s own retirement plan likely hinges […]
Savings Accounts
The current interest rate environment is weighing heavily on those who count on getting any kind of return on their cash and/or low-risk investments. Treasury bond yields are at historic lows, especially at the short end of the curve. That means that the most cash-like treasury securities – the ones which mature the soonest and […]
WSJ – The Bond Buyer’s Dilemma
The Bond Buyer’s Dilemma The yields on long-term US Treasury bonds will likely fall below inflation for years. Fortunately, some reasonable alternatives strategies exist for investors. http://online.wsj.com/article/SB10001424052970204449804577068152764286924.html –snip– A few bits and pieces from the opinion piece: Are we in an era now when many bondholders are likely to experience very unsatisfactory investment results? I […]
2011-2012 California College Costs estimates
I recently got some mail from the California 529 plan, called Scholarshare. At the moment, California’s Scholarshare 529 is managed by Fidelity, but that’s about to change, and this may be worth investigating for those who are already in it – if you like Fidelity and Fidelity’s investment options and expenses (and the integration with […]
Meyers Wealth Management 