Blog

  • Mutual Funds a ripoff?

    Maybe that’s pushing it a little bit, but the fact is that the vast majority of mutual funds, mostly actively managed, add more in costs than they do in value.  A net loss to the investor compared to what he should be paying. David Swenson, chief investment officer at Yale University (he manages their huge Read more

  • How to get your prior-year tax information from the IRS

    We all file our taxes each year, and dutifully, we each keep copies in our files, right?  You know, along with all the receipts, your copies of your W-2 and 1099s. So what happens if you need some of the information but can’t find it?  The IRS can’t necessarily help with everything – they don’t Read more

  • Interest Rates: Why Waiting for Rates to Rise May Cost You – CBS MoneyWatch.com

    Link: Interest Rates: Why Waiting for Rates to Rise May Cost You – CBS MoneyWatch.com Will have to check the archives, but I may have posted this link before.  Swedroe wrote this back in April and it’s probably still worth reading and considering.  The costs of hugging the short end of the yield curve remain Read more

  • 10 Costs That Can Ruin Your Retirement Savings – SmartMoney.com

    Link: 10 Costs That Can Ruin Your Retirement Savings – SmartMoney.com Great read. It isn’t always bad to pay for things. It is always bad to not know that you’re paying for things or how much you are paying, and what the long term impact of those costs is likely to be. Read more

  • IRS: Ten Facts from the IRS about Amending Your Tax Return

    Link: IRS: Ten Facts from the IRS about Amending Your Tax Return When to amend your return, when not to, what forms to use, etc. Read more

  • Don’t let your ex-spouse inherit your 401(k)

    Link: Don’t let your ex-spouse inherit your 401(k) Great article, with unfortunate example provided by Ed Slott. Mentions, but doesn’t say how to resolve, some community property state issues, too. Read more