Blog

  • Tax Brackets, Limits, and Phaseouts

    [Just a heads-up — this is mostly a placeholder for now — we are going to add more detail, including historic numbers so trends and changes are more clear. And there are some changes which won’t make sense without more context, such as when the standard deduction increased enormously due to the 2017 TCJA, but Read more

  • 2026 Social Security COLA and other adjustments

    The BLS released the CPI-W for September 2025 a couple of days ago. This allows the Social Security administration to compute the COLA (Cost of Living Adjustment) which will apply to Social Security benefits in 2026. The COLA for an upcoming year is based on the changes to the CPI-W over the three overlapping 12 Read more

  • Did HR1 (known as the One Big Beautiful Bill Act) – Actually Cut Taxes On Social Security?

    Perhaps you saw the headline on the White House’s press release: “No Tax on Social Security is a Reality in the One Big Beautiful Bill” Or maybe you saw the e-mail that the Social Security Administration released (at the best of new head, political appointee Frank Bisignano) which claimed “The new law includes a provision Read more

  • Your Mileage May Vary – Federal and State tax rules differ

    THIS IS A WORK IN PROGRESS. PLEASE BE PATIENT. AND PLEASE CONTRIBUTE IF YOU KNOW OF MORE EXAMPLES! See *update log* at the bottom for details. Most of us are subject to several set of tax rules (income and otherwise!). The biggest two, however, are the Federal Income Tax — and, if you live in Read more

  • UGMA, UTMA and 529 Plans (vintage post from 2009!)

    The following post first appeared on Meyers Wealth Management’s pre-blog “News and Notes” section of our old website — back in October 2009. It is reproduced here all these years later, as still pretty accurate and relevant: A question often comes up amongst folks of a certain age regarding UGMA/UTMA accounts. Namely, since many of Read more

  • Roth == Time-Based Tax Arbitrage

    Roth == Time-Based Tax Arbitrage

    “Arbitrage” is what we call it when one takes advantage of a difference in prices between two markets. Traditionally, it means buying a security in one market at a low price while simultaneously selling that same security in another market at a higher price — and pocketing the difference, taking advantage of that mismatch in Read more